House of Representatives · 20th Congress

HB07415

AN ACT PROVIDING A MANDATORY HOLIDAY GRACE PERIOD FOR CREDIT CARD AND LOAN PAYMENTS, PROHIBITING THE IMPOSITION OF LATE FEES, PENALTY CHARGES, AND ADDITIONAL INTEREST DURING THE YEAR-END HOLIDAY PERIOD, AND FOR OTHER PURPOSES

Status: Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-02-02 · Filed 2026-01-27 · Committee: BANKS AND FINANCIAL INTERMEDIARIES

Official documents

Text As Filed
Official House listing

Recorded votes

No recorded vote for this bill in the official journals we have processed so far. That does not mean no vote took place.

Principal authors (1)

Lagbas, Atty. Jennifer "Karen" A. · Representative, Misamis Oriental, 1st District

As listed in the chamber's official author records.

Sources: House Journals (docs.congress.hrep.online), BatasWatch bill and author index (CC0), which mirrors official House and Senate records.